Taking Control of your EMR

After employee classification codes and payroll, the Experience Modification Rating Factor (EMR) is the strongest driver of Workers’ Compensation ...

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What is Your Mod and What Does It Do?

In a previous article, we reviewed workers’ compensation classification codes commonly used in residential construction operations. The Workers’ Compensation ...

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Avoiding Premium Audit Surprises – Key Considerations

Were you surprised the last time you received an audit bill from your insurance company? I am writing to ...

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Business Interruption Insurance & COVID-19

As economic losses resulting from the impact of COVID-19 continue to mount, many business owners are inquiring about the ...

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Changes Are Coming to Workers’ Compensation Insurance Rates

On March 27, 2020, the MA Division of Insurance approved an average 6.8% decrease in existing Workers’ Compensation insurance ...

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Under the Surface: Exclusions Found in a Commercial General Liability Policy

One of the main components of a comprehensive insurance program for any business, and especially contracting operations, begins with ...

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