Alleviating Workers’ Compensation Pain: A Note on Aggravated Inequity

In one of our previous articles on the Experience Modification Rating Factor (EMR), we briefly mentioned Aggravated Inequity as ...

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Capitalizing on the Construction Class Credit

January 1, 2021 marked the 30th anniversary of the Massachusetts Construction Classification Premium Adjustment Program (MCCPAP). For eligible employers ...

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Taking Control of your EMR

After employee classification codes and payroll, the Experience Modification Rating Factor (EMR) is the strongest driver of Workers’ Compensation ...

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What is Your Mod and What Does It Do?

In a previous article, we reviewed workers’ compensation classification codes commonly used in residential construction operations. The Workers’ Compensation ...

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A Guide to Common Residential Construction Classification Codes

In our previous article on workers’ compensation audits, Avoiding Premium Audit Surprises–Key Considerations, we briefly discussed several classification codes commonly ...

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Avoiding Premium Audit Surprises – Key Considerations

Were you surprised the last time you received an audit bill from your insurance company? I am writing to ...

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Changes Are Coming to Workers’ Compensation Insurance Rates

On March 27, 2020, the MA Division of Insurance approved an average 6.8% decrease in existing Workers’ Compensation insurance ...

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Inside Workers’ Compensation Cost Drivers for Manufacturers

More than 100,000 workplace injuries occur in the manufacturing sector each year, according to insurance carrier Travelers. The top ...

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Massachusetts Workers’ Compensation General Revision of Rates, Effective July 1, 2018

On March 23, 2018, the Workers’ Compensation Rating & Inspection Bureau of Massachusetts (WCRIBMA) published Circular Letter No. 2328, ...

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