Insurance Requirements: Key Considerations

In today’s environment, virtually all commercial subcontractors are familiar with the presence of insurance-related requirements and strong “risk transfer” ...

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OCIPs, CCIPs and Enrolled Subcontractors: Some Key Considerations

Owner Controlled Insurance Programs (“OCIPs”) and Contractor Controlled Insurance Programs (“CCIPs”), also known as “wrap-up” insurance programs, are consolidated ...

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Employment Practices Liability Insurance: An Overview

When it comes to commercial insurance, most business owners are very familiar with what many would agree are the ...

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Inland Marine Coverage for Homebuilders and Remodelers

Adequately assessing the insurance needs of homebuilders and remodelers requires reviewing three key property coverages: Building, Business Personal Property, ...

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WC Rate Change  

On April 22, 2022, the MA Division of Insurance approved an average 3.46% decrease in existing Workers’ Compensation insurance ...

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Alleviating Workers’ Compensation Pain: A Note on Aggravated Inequity

In one of our previous articles on the Experience Modification Rating Factor (EMR), we briefly mentioned Aggravated Inequity as ...

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5 Key Pitfalls in the Condo Association Insurance Procurement Process

This article originally appeared in the February 2021 issue of Condo Media Magazine. Having the right insurance coverage in ...

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Capitalizing on the Construction Class Credit

January 1, 2021 marked the 30th anniversary of the Massachusetts Construction Classification Premium Adjustment Program (MCCPAP). For eligible employers ...

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Contractors’ Pollution Liability Insurance Coverage: Key Considerations

Limitations of CGL Policy While virtually all commercial contractors are familiar with Commercial General Liability (CGL) insurance, which affords ...

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Taking Control of your EMR

After employee classification codes and payroll, the Experience Modification Rating Factor (EMR) is the strongest driver of Workers’ Compensation ...

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