Alleviating Workers’ Compensation Pain: A Note on Aggravated Inequity

April 15, 2021

In one of our previous articles on the Experience Modification Rating Factor (EMR), we briefly mentioned Aggravated Inequity as ...

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Capitalizing on the Construction Class Credit

February 22, 2021

January 1, 2021 marked the 30th anniversary of the Massachusetts Construction Classification Premium Adjustment Program (MCCPAP). For eligible employers ...

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Podcast: Insurance Premium Audit Surprises and How to Avoid Them

December 3, 2020

In this podcast, Matt Pelrine, NorthStar Senior Account Executive, discusses what causes premium audit surprises and how to avoid ...

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Taking Control of your EMR

November 5, 2020

After employee classification codes and payroll, the Experience Modification Rating Factor (EMR) is the strongest driver of Workers’ Compensation ...

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What is Your Mod and What Does It Do?

October 22, 2020

In a previous article, we reviewed workers’ compensation classification codes commonly used in residential construction operations. The Workers’ Compensation ...

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Avoiding Premium Audit Surprises – Key Considerations

June 3, 2020

Were you surprised the last time you received an audit bill from your insurance company? I am writing to ...

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When Contractors Pollution Liability Coverage Steps In

September 18, 2018

According to the Environmental Protection Agency (EPA), 25% or 160 million tons of non-industrial waste generation in the United ...

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